Although mobile home insurance is quite comparable to homeowners insurance, there are still distinctions you should understand when searching for insurance policies. Those who have mobile homes have many benefits in obtaining an insurance quote for their properties.
However many insurance firms while offering for home insurance and car insurance don’t have programs for mobile residences. This means obtaining insurance quote will take some time while you are searching which firms in your state cover your mobile home. And even if you find an insurance firm that offer this type of insurance, the quotes could be varied that you need to do a lot of research and several hours of thinking before you finally resolve which policy you are going to choose.
Fortunately, AARP Foremost offers premium mobile home insurance that are flexible and offered at reasonable prices.
If you are looking for mobile home insurance, AARP Foremost could provide you with varied insurance on personal property. This major player in the field of insurance provides protection to almost a million mobile homes all throughout the US. AARP Foremost is an entirely owned group of the Farmers Insurance Group of Companies – one of the leading and largest insurance firms of personal property in the whole nation.
AARP Foremost provides protection to your mobile home including other important structures that are installed to it. It can provide you a start-up fund to replace or repair your mobile home when it is damaged by fire, tornado, earthquake and other unfortunate events detailed in your policy. Basically, there are two kinds of insurance policy for mobile homes – replacement cost insurance and actual cash value insurance. Replacement cost insurance would provide pay-out to provide you with a new mobile home after being damaged totally. On the other hand, the actual cash value of the insurance pays a part of the damage. The insurance policy will not cover your mobile home while it is moving, but you can choose to insure it with collision insurance if you are planning to move your home.
It is easy to get a quote from AARP Foremost if you are considering mobile home insurance. You just need to complete an online form to obtain a free, no-obligation policy quote. If you are already an AARP member, you can enjoy low rates while getting premium insurance policies. It will just take several minutes to complete the form.
You should take note that the insurance contract is stipulated in your policy and not in the online site of AARP Foremost. Your insurance coverage could also vary from the coverage you have read on the web site based on the standard coverage within your policy and the discretionary coverage you sign up with. You must also understand that the coverage provided by AARP Foremost apply if you are using a mobile home as your residence and not for rental or business use.
You can also choose an insurance coverage that protects your personal property such as furniture, gadgets, sports equipment and other valuable items.